Chase Summaries

“Selected For You” Probably Can’t Help You Bypass Chase 5/24 Rule Any More

Starting from Sep 2017, Chase introduced a new channel of targeted credit card offers, “Selected For You” on their online account. People found that this “Selected For You” offers can help you bypass the Chase 5/24 Rule when it was first introduced, see this DoC post for more details. However, some recent data points in Mar 2018 (1, 2, 3, 4) show…
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New Chase Application Rule: Auto-Decline for Any New Sapphire Product If You Currently Hold One

UPDATE: According to DoC, in addition to the changes posted below, cardholders now also have to wait 24 months from getting the signup bonus on a Sapphire product before getting another signup bonus on an additional Sapphire product. This clock starts once the bonus is issued. Additionally, there will be no changes to current cardholders with multiple Sapphire products. According…
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Chase Ink Preferred Referrals Now Available! 20k UR per referral!

The Chase Ink Preferred business card is now available for participation in the Chase Refer-A-Friend program. The referrer will receive 20,000 Ultimate Reward (UR) points per referral up to 100,000 UR per year. The referred will receive the standard public offer of 80,000 UR after spending $5,000 in 90 days. To generate referrals for an eligible Chase account, click here. Once you…
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Exclusive: How to get the Chase IHG 80k + 5k + $50 offer (This Method Is Now Dead)

2017.4 Update: According to recent data points, this method is now dead. It worked for about 3 weeks. Chase IHG Credit Card has always been one of the best cards that we recommend to keep, mainly because you can receive an annual IHG Free Night without any category restrictions from the second year after paying $49 annual fee. Using the annual…
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How to Avoid Chase Closing All Your Accounts

Previously, we introduced the risk monitoring method by AmEx: Financial Review (FR), of which many churners are wary of. Today we are going to tell something more nightmare-inducing: Chase may close all your credit card accounts!! A-L-L credit card accounts! We write not to scare you, but instead to help you find the right way to establish a good relationship with banks!…
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