Chase Ink Cash Business Credit Card (2018.3 Update: 50k Historical High Offer!)

Chase Ink Cash Business Card‎ Review 2018.3 Update: The bonus is now 50k! This is the best ever offer on this card. Application Link Chase Ink Cash Features 50k offer: earn 50,000 Ultimate Rewards (UR) points after spending $3,000 within the first 3 months of card membership. We estimate that Ultimate Rewards (UR) points are worth about 1.6 cents/point, see below…
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Barclaycard Arrival Plus Credit Card (2018.3 Updated: Possibly Discontinued)

Barclaycard Arrival Plus World Elite MasterCard Review 2018.3 Update: The application link for this card is now 404 error, and this card can not be found on their official site as well. I’m not sure whether we can still product change to this card. 2017.9.20 Update: The 50k offer is expired, and now there’s only 40k offer. 2016.9.16 Update: The…
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“Selected For You” Probably Can’t Help You Bypass Chase 5/24 Rule Any More

Starting from Sep 2017, Chase introduced a new channel of targeted credit card offers, “Selected For You” on their online account. People found that this “Selected For You” offers can help you bypass the Chase 5/24 Rule when it was first introduced, see this DoC post for more details. However, some recent data points in Mar 2018 (1, 2, 3, 4) show…
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Capital One Spark Cash Business Credit Card (2018.3 Update: $750 Offer!)

Spark Cash from Capital One Review 2018.3 Update: There’s a $750 offer now! HT: DoC. Application Link Capital One Spark Cash Features $750 offer: earn $750 after spending $7500 in the first 3 months. The recent best offer is $1000. Earn 2% cash back on all purchases. Disadvantages $95 annual fee, waived for the first year. Capital One will pull all…
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PSA: Activate Your 5% Bonus Categories for 2018 Q2 Now!

2018.3 Update: 2018 Q2 categories are released! Many of you have credit cards that earn 5% back on bonus categories that rotate quarterly. If you are a Chase Freedom, Discover It, Citi Dividend, or US Bank Cash Plus cardholder, use the links provided below to activate your 2018 Q2 (4.1~6.31) bonus categories indicated below: 1. Chase Freedom: PayPal, Chase Pay and Groceries! https://creditcards.chase.com/freedom/activate Chase is…
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Chase Iberia (IB) Credit Card (New Card, 50k+25k Offer!)

Chase Iberia Visa Signature Card (Chase IB) Review 2018.3: A new Chase card is now released! Data points show that this card is NOT subject to 5/24 rule! Warning: these days Chase is cracking down people’s accounts hard on those who applied for too many credit cards recently. Application Link Chase Iberia Features 50k/75k offer: Earn 50,000 bonus IB Avios after…
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A Beginner’s Guide to Hilton Honors

Introduction Hilton Worldwide Holdings, Inc. is one of the largest multinational hotel conglomerates in the world, comprised of 5,200 properties across 14 hotel brands. Brands owned by Hilton include Conrad Hotels & Resorts, Canopy, Curio, Hilton, DoubleTree, Embassy suites, Hilton Garden Inn, Hampton, Homewood Suites, Home2 Suites, Hilton Grand Vacations, Waldorf Astoria, Tru, and Tapestry. In 2017, Hilton’s guest loyalty…
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AmEx Platinum Card for Schwab (2018.3 Update: DP: No Tax Forms For Cashing Out MR Points)

American Express Platinum Card for Schwab Review 2018.3 Update: This card has a unique feature: you can cash out MR points at a fixed ratio 1.25 c/p. People always ask one question: do we receive 1099 forms if we cash out MR points in this way? Now we get data points: we don’t. Application Link AmEx Platinum Card for Schwab…
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Sallie Mae (SM) Credit Card (Discontinued)

Sallie Mae (SM)

Sallie Mae Credit Card (SM) Review 2018.3 Update: This card will be automatically converted to Barclaycard Rewards Credit Card (Discontinued) (HT: DoC). This is also a useless card. No idea what Barclaycard is doing here. 2016.12 Update: This card will be automatically converted to a card called “Commence by SallieMae Mastercard”. It only offers 2% cashback on Grocery & Utility and 1%…
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A Beginner’s Guide to the Marriott Rewards Program (2018 Update)

1. Brief Introduction to Marriott Hotel Group Established in 1957, Marriott Hotel’s headquarters lies in Washington D.C, with over 4,000 hotels and resorts across the world. After they acquired the Starwood Hotels Group in November 2015, this number increased to over 6,000 hotels in 122 countries all over the world. This is the hotel breakdown: Marriott hotels (the top half)…
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Chase Freedom Credit Card (2018.3 Updated: $300 Pre-Qualified Offer (Targeted))

Chase Freedom Card Review 2018.3 Update: There is a new pre-qualified offer for Freedom: $300 after $500 spending in the first 3 months. You may also see 60k offer + first year annual fee waived offer for CSP. Click here to check whether you are targeted. Note that pre-qualified offers can not bypass the 5/24 rule. HT: DoC. Application Link…
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AmEx SPG Credit Card (2018.3 Updated: Targeted Spending Offers)

The Starwood Preferred Guest Credit Card from American Express Review 2018.3 Update: It is very disappointing that the 35k offer still hasn’t come this year. Today AmEx released some targeted spending offers on the SPG card, and you need to register before Apr 5 and complete the spending requirement before Jun 10. You can login AmEx and click the SPG card…
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