Plastiq: Pay Bills (Rent, Mortgage, Tuition Fee, etc.) With a Credit Card! (2018.2 Update: Now ACH Transfer Is Available!)

2018.2 Update: Now Plastiq supports ACH Transfer! Previously Plastiq can only send checks to recipients, thus it is quite slow and there is a risk that the mail is lost. Now you can choose ACH Transfer when adding new recipients, see screenshot below. It will be much faster (2~3 business days) and reliable. To get started, you need to first…
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Chase Total Checking Account (2018.2 Update: $300 Offer, Available Online!)

Chase Total Checking Account Review 2018.2 Update: Previous $300 offers often require you to go to a local branch to apply, but now there’s a $300 offer link which can be completed online! It’s very useful for those who don’t live near any Chase branch. HT: DoC. 2018.1 Update: The $300 offer is back again. The offer expires on 2018.3.3 Application…
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Chase Savings Account (2018.3 Update: $300/$200 Offer, Available Online!)

Chase Savings Account Review 2018.2 Update: Previous offers often require you to go to a local branch to apply, but now there are links which can be completed online (for US Persons)! It’s very useful for those who don’t live near any Chase branch. 2018.1 Update: The offer is still $300. The new expiration date is 2018.3.11. 2017.11 Update: Now…
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Chase Amazon Prime Credit Card (2018.2 Update: Now Earns 5% Cashback on Whole Foods!)

Chase Amazon Prime Rewards Visa Signature Card Review 2018.2 Update: A while ago, Whole Foods is bought buy Amazon. Now this card can earn 5% cashback on Whole Foods as well! Besides the usual grocery, you can also look for gift cards you need in Whole Foods, and unlimited 5% cashback is very good! Application Link Chase Amazon Prime Features Sign…
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Capital One Spark Miles Business Credit Card

Spark Miles from Capital One Review Application Link Capital One Spark Miles Features 50k offer: earn 50k Miles after spending $4500 in the first 3 months. Earn 2x Miles on all purchases. Although they call there rewards “Miles”, they can not be transferred to airline miles, you can only use them to cover travel expenses at a fixed 1:1 cent/mile ratio….
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AmEx Hilton Aspire Credit Card (2018.2 Update: 100k Offer, And Now You Can Refer A Friend)

The Hilton Honors American Express Aspire Card Review 2018.2 Update: Now you can refer a friend! You can earn 25k for each approved referral – up to 80k per calendar year. 2018.1.18 Update: This card is now available for application! The sign-up bonus is 100k. Application Link AmEx Hilton Aspire Features 100k offer: earn 100,000 Hilton Honors Bonus Points after you…
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Citi AAdvantage Platinum Credit Card (2018.2 Update: Ask to Match for 75k Offer!)

Citi AAdvantage Platinum Select World MasterCard (Citi AA) Review 2018.2 Update: Data points from our readers and DoC show that, you may be able to get matched to 75k offer if you applied recently! No harm to try, just send a secure message and ask for it! 2017.10 Update: The 60k offer returns! Note that the 24-month language exists. Application…
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CitiBusiness AAdvantage Platinum Credit Card (2018.2 Update: Ask to Match for 75k Offer!)

CitiBusiness AAdvantage Platinum Select World MasterCard Review 2018.2 Update: Data points from DoC show that, you may be able to get matched to 75k offer if you applied recently! No harm to try, just send a secure message and ask for it! 2017.4.26 Update: 60k public offer now alive (link updated below) ! Unfortunately this offer still contains 24-month no-bonus restriction. HT: TPG….
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The Heaviest Credit Cards List (2018.2 Update: Added The New CNB Crystal)

2018.2 Update: The CNB Crystal card recently changed its design and became a metal card, it’s included in this post now. Most credit cards are made of plastics (~5g), but some are made of metal. Not all heavy cards have the same weight, which credit cards are the heaviest? #1: Chase Ritz Carlton: 28g Annual fee: $450 #2: JP Morgan Reserve: 27g…
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Chase UA Explorer Credit Card (2018.3 Update: 50k+5k Offer)

Chase United MileagePlus Explorer Card (Chase UA Explorer) Review 2018.3 Update: The 50k+5k+$100 offer is expired. Now there’s only 50k+5k offer. 2018.2 Update: A new public offer is alive today: 50k+5k+$100, offer ends 03/15/2018. HT: nadira &  DoC. Application Link Chase UA Explorer Features 50k+5k offer: get 50k United miles after $3000 spending in 3 months. Get 5k additional miles after…
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List of Credit Cards with No Foreign Transaction Fee (FTF) (2018.2 Updated)

When using your credit cards abroad, you usually need to pay a 2%~3% Foreign Transaction Fee (FTF). Some credit cards do not charge this fee, and thus are very suitable for using abroad. Here are some common credit cards with no FTF. Note: Aside from the Foreign Transaction Fee, Visa/MasterCard may also charge a Dynamic Currency Conversion (DCC) Fee, which can be…
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Barclaycard AAdvantage Aviator Red Credit Card (2018.2 Updated: 50k Offer)

Barclaycard AAdvantage Aviator Red World Elite MasterCard Review 2018.2 Update2: The 60k offer is dead. The new offer is 50k. 2018.2 Update: The offer on Barclaycard official site is only 50k now, but there’s still a 60k link alive. 2017.8 Update: The new offer is 60k! Application Link Barclaycard AAdvantage Aviator Red Features 50k offer: earn 50,000 AAdvantage Miles after the first purchase within the first…
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My AA Executive Platinum Status Expired, and I’m Happy

Since American Airlines decided go revenue-based and introduced Elite Qualifying Miles last year, many AA loyalists feel betrayed and don’t bother re-qualifying anymore (well, unless your corporate contract forces you to fly AA). As an half academic flyer/half leisure traveler, I don’t necessarily feel betrayed. Nonetheless, AA no longer appears appealing to me. In addition to changes in Elite Qualification,…
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Chase Hyatt Credit Card (2018.2 Update: $30 Bonus for Existing Customers)

Chase Hyatt Credit Card Review 2018.2 Update: This card has a $30 bonus offer for existing customers, and you need to: (1) Register your Hyatt Credit Card by February 28, 2018; (2) Spend $300 on in-store purchases at grocery stores or drug stores in the U.S. by February 28, 2018. Then you will earn a $30 credit on your Hyatt Credit Card statement. This is…
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